Privacy Policy
This Privacy Policy explains how we collect, use, share, and protect your personal information when you use GrowwPaisa.
Last updated: 13 June 2026This Privacy Policy describes how Appmontize Media Private Limited (“Company”, “we”, “us”, or “our”), which owns and operates the GrowwPaisa platform available at growwpaisa.com and its associated applications (collectively, the “Platform”), collects, uses, discloses, and safeguards your information. We are committed to protecting your privacy in accordance with the Information Technology Act, 2000, the rules framed thereunder, and the Digital Personal Data Protection Act, 2023 (“DPDP Act”).
By accessing or using the Platform, you consent to the collection and processing of your information as described in this Policy. If you do not agree, please do not use the Platform.
1. Information We Collect
We collect the following categories of personal data, only to the extent necessary to provide our services:
- Identity & contact data: name, email address, mobile number, and profile details you provide at sign-up.
- KYC & verification data: PAN, and other identity documents you submit to enable withdrawals, as required to meet applicable legal and payout-partner obligations.
- Payout data: bank account number, IFSC, or UPI ID that you provide to receive your earnings.
- Transaction data: campaign participation, wallet balance, rewards earned, referral activity, and withdrawal history.
- Technical data: device information, IP address, browser type, and usage analytics collected via cookies and similar technologies.
2. How We Use Your Information
We process your personal data for the following purposes, on the legal bases indicated:
- Account creation and management — necessary to perform our contract with you (Terms of Service).
- Campaign tracking, reward crediting, and referral calculation — necessary to perform our contract with you.
- Processing withdrawals and disbursing payouts — necessary to perform our contract with you.
- KYC, anti-money-laundering, and taxation compliance — compliance with a legal obligation.
- Fraud detection and security — legitimate interest in protecting the Platform and its users.
- Customer support and service communications — necessary to perform our contract with you.
- Platform analytics and improvement — legitimate interest, subject to your right to object.
3. Sharing & Disclosure
We do not sell your personal data. We share it only in the following circumstances:
- Payment & payout partners: We share the minimum necessary details (such as your name, contact information, and bank/UPI details) with our third-party payment and payout service providers solely to process your withdrawals. These partners are regulated entities authorised to handle such transactions and process your data under their own terms and privacy policies.
- Verification providers: with KYC and identity-verification service providers to confirm the details you submit.
- Advertising partners / campaign providers: limited, non-sensitive identifiers (such as a click or transaction reference) to confirm that a campaign action was completed and to attribute your reward.
- Legal & regulatory authorities: where required by law, court order, or to protect our rights and the safety of users.
- Service providers: hosting, analytics, and communication providers acting on our behalf under appropriate confidentiality obligations.
4. Data Retention
We retain your personal data only for as long as necessary to fulfil the purposes described in this Policy, or as required to comply with legal, tax, accounting, and regulatory obligations. KYC and transaction records may be retained for the period mandated by applicable law. When data is no longer required, we securely delete or anonymise it.
5. Your Rights
Subject to applicable law, including the DPDP Act, you have the right to:
- Access the personal data we hold about you and request a summary of its processing.
- Request correction or updating of inaccurate or incomplete data.
- Request erasure of your data, subject to our legal retention obligations.
- Withdraw consent previously given, which will not affect prior lawful processing.
- Nominate another individual to exercise your rights in the event of death or incapacity.
- Raise a grievance with our Grievance Officer (see Section 9).
6. Data Security
We implement reasonable technical and organisational security measures — including encryption in transit, access controls, and secure infrastructure — to protect your data against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
7. Cookies
We use cookies and similar technologies to operate the Platform, remember your preferences, and measure performance. You can control cookies through your browser settings. For details, please see our Cookie Policy.
8. Children
The Platform is intended for users aged 18 and above. We do not knowingly collect personal data from children. If you believe a minor has provided us data, please contact us so we can remove it.
9. Grievance Officer & Contact
In accordance with the Information Technology Act, 2000 and the Digital Personal Data Protection Act, 2023, the details of our Grievance Officer are:
Grievance Officer — Appmontize Media Private Limited
Address: 6th Floor, 613, Plot No. P-2, Best Business Park, Netaji Subhash Place, Pitampura, Delhi 110034
CIN: U74999DL2019PTC350753
Email: [email protected]
We aim to acknowledge grievances within 24 hours and resolve them within 30 days, or within the timelines prescribed under applicable law.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Material changes will be notified on the Platform. Your continued use after such changes constitutes acceptance of the revised Policy.